KEEPING FAMILIES TOGETHER, SAFE, HEALTHY AND INSURED
Commercial Insurance
Whether you are looking protect your business from liability claims or simply need commercial auto insurance, we’ve got you covered.
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(650) 655 - 2022
Protect Your Business with Liability Insurance
General Liability Insurance (GL) is coverage that can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations.
What kind of businesses need general liability insurance?
General liability insurance is often combined with property insurance in a Business Owners Policy (BOP), but it’s also available to many contractors as a stand-alone coverage. As a contractor or small business owner, you need some form of general liability protection to safeguard your livelihood. A single accident could result in a lawsuit that you might not be able to handle. A great way to protect against this is to make sure you have liability coverage that matches your level of exposure. Some companies or clients might also require you to carry a certain amount of general liability before you can work for them.
General Liability Insurance for Contractors
If you’re a contractor, you might only want general liability – not a full BOP. For example, you might not own any commercial buildings that require property insurance, or need to cover payroll or other operating expenses. However, you’re still exposed to liability risks from your job. You might be eligible to get general liability insurance, without the extra coverages in a BOP.
Get it all in a BOP (Business Owners Policy)
General liability, along with other coverages, are available in BOPs. If you need to protect things like personal property used for your business, or commercial buildings such as garages or storage facilities, you might require the additional protections provided in a BOP.
Whether you’re shopping for Commercial Auto Insurance, Truck Insurance or looking to talk to a qualified
Pereira & Associates agent about your commercial options, you’ve come to the right place.
We’ve been a commercial auto agent for years and have the experience to save you time and money on your commercial insurance needs. We also represent companies to ensure you get back on the road timely so your business isn’t held up in the unfortunate event of a claim.
Commercial Trucks We Insure
From private carrier insurance, owner operator insurance or motor carrier insurance, we have a company that can help you out and represent carriers who insure:
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Box trucks
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Semi trucks
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Flatbed trucks
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Front loaders
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Garbage trucks
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Pickup trucks
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Tank trucks
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Tractors
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Dump trucks
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Auto hauler trailers
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Flatbed trailers
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And many more…
Need Truck Insurance Filings?
We know filings can be confusing but they are critical to running your business. That’s why we’ve partnered with companies, like Progressive, who offer commercial truck insurance state and federal filings assistance. An insurance filing is a guarantee to the government that you have sufficient truck insurance protection for your vehicle. We also have many other companies who make the filing process easy. Talk to an agent today about insuring your commercial auto vehicle. Visit http://www.sba.gov for more information about helping your small business succeed.
Workers’ compensation coverage pays for medical care and physical rehabilitation of employees injured at work and helps to replace lost wages while they are unable to work. Additionally, this coverage protects an employer from being sued by an injured worker in most cases.
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Pereira & Associates will help your business find complete solutions to your company’s needs. Our insurance solutions create safer and more productive workplaces and overall savings that you’ll see on the bottom line.
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Coverage for office workers using their own vehicles on company business is often needed as well. If you have employees, it is critical that you consider workers comp coverage.
Some Workers Comp coverage can include:
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Innovative payment systems
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Medical disability case managers
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Utilization management nurses
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Certified life care planning nurses
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Vocational rehabilitation consultants
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Physician consulting services
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Legal staff
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Contracts with medical network providers
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Managed prescription drug program
By definition: A surety bond or surety is a promise by a surety or guarantor to pay one party (the obligee) a certain amount if a second party (the principal) fails to meet some obligation, such as fulfilling the terms of a contract.
Pereira & Associates will work with you to find outstanding products supported by value-added services to commercial banks, savings and loans, insurance companies, finance and loan companies, and credit unions.
Construction Bonds
Bid, Performance and Payment Bonds and Supply bonds for contractors with program capacity needs from “First Bond” to $25 million. Commercial Bonds Include:
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License and Permit Bonds
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Contractor License
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Highway and Street Permit
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Agent/Adjuster/Broker License
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Fuel Dealer
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Professional License
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Automobile Dealer
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Alcoholic Beverage Compliance Bonds
Probate Bonds
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Administrator
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Executor
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Guardian
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Trustee Bonds
Receiver or Trustee Bond in Bankruptcy
Public Official
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Notary Public
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Sheriff
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Deputy Sheriff
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Constable
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Jailer
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County/City/School Treasurer Bonds
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Court Clerk
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Loan Closing Attorney
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FHA Schedule Bonds
Court Bonds
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Plaintiff Replevin
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Plaintiff Attachment
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Cost Bonds
Business Insurance that protects your company
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All of us at Pereira & Associates understand that your business is economically important our community. We take pride in reviewing your options with multiple insurance companies and comparing protection and prices to find the best value for your business.
Our Commitment To Serve You
Pereira & Associates knows that in California, there are as many unique insurance needs as we have neighbors who live here!